Your plug for fast, no-fuss online loans.
Straight from your phone, to your bank account.
5K+
Happy Clients
20K+
Loans Issued
How it works
We want to make applying for a snapcash loan as fuss-free and fast as we possibly can.
Apply now, follow our simple steps, anytime, anywhere and be approved for up to R3,000 for up to 6 months.
Complete the application form above, use the slider to select your required and upload your documents.
Our team will review your application and if the outcome is favorable we will make you a loan offer.
If you are happy with the offer, you will sign the loan agreement and accept our Debicheck Mandate.
That’s it, We will credit your bank account with the loan and debit on your payday.
Fully Digital
Our efficient online process is tailored for convenience ensuring a hassle-free experience. Our secure platform offers NCA approved interest rates and fees.
Security
Your data security is our top priority and we endeavour to provide you with unparalleled protection. We adhere to stringent POPIA standards, providing you with a safe platform for your personal and financial information.
Responsibility
We lend responsibly, treat our customers fairly, and help people make sense of their money.
Transparency
There are no hidden charges. We make all our fees completely clear upfront before you apply.

Got Questions?
What do I need for my loan?
SA ID Number
Your cellphone number
Your email address
Your bank account details
Your employment details
Your latest 3-month bank statement showing your most recent 3 salary credits
How quick will I get my money?
When your loan is approved, instruction is sent to our bank to pay your loan. Note that when your loan is approved before 2 pm Monday – Friday, it forms part of the 2 pm payout cycle and should reflect in your bank within 12 hours. If the loan is approved after 2 pm, your loan will be part of the next day’s 2 pm payout cycle and should reflect in your account 12 hours later.
Why was my application declined?
There could be many reasons why a loan is declined. Some examples are; affordability, poor credit history, debt review, salary to low etc.
What if I have a bad credit record?
We do a credit check on your name, but if you have a bad credit record, it does not necessarily mean that we will not be able to assist you. We consider a lot of other factors as well, and if we feel comfortable that you will be able to repay the loan that you made, we will definitely consider your application.
What is DebiCheck?
A DebiCheck debit order is a new safer debit order for South African consumers that allows only you to authorise debit order collections safely from your bank account. Only DebiCheck debit order mandate(s) that you authorise allow banks and credit providers to collect money from your bank account.
Do I have to accept the DebiCheck mandate(s)??
Yes, all mandates for a loan must be authorised before the loan will be granted.
How do I accept the DebiCheck mandate(s)?
Use your banking app/online/cellphone banking/ATM to authorise all your DebiCheck mandates from your bank account.
How much do I qualify for?
We offer up to R3000, the amount you qualify for will be evaluated by our team based on your income, credit commitments and history.
Need help getting started?
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